IHG Business Premier card: Best-ever 200K Welcome Offer is Back

Today, Chase increased the welcome offer on the IHG Premier Business card to a whopping 200,000 IHG points. We’ve been at 140K on this card for quite some time, a good haul in its own right. Now, the intro offer is split into two tiers: you earn the same 140K after spending $4K within the first 3 months, then add on an additional 60K points by completing a total of $9K spend within the first 6 months.

This new offer matches the best that we’ve ever seen on the IHG Business card and puts it squarely within the top ten current business card offers on our Best Offers Page.

Key Card Details

Card Offer and Details

IHG One Rewards Premier Business Credit Card ⓘ $1038 1st Yr Value Estimate Up to 200K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Earn 140K points after spending $4K on purchases in the first 3 months from account opening. Plus, earn an additional 60K Bonus Points after spending a total of $9K in the first 6 months from account opening.$99 Annual Fee This card is expected to be subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 200K after $9k spend in 6 months (expired 11/9/24) Earning rate: 10X IHG ✦ 5X travel, gas stations, restaurants and dining, social media and search engine advertising, office supply stores ✦ 3X on all other purchases Base: 3X (1.86%) Travel: 5X (3.1%) Dine: 5X (3.1%) Gas: 5X (3.1%) Office: 5X (3.1%) Brand: 10X (6.2%) Card Info: Mastercard World Elite issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: 10K bonus points + $100 statement credit after you spend $20K in a cardmember year + make one additional purchase. ✦ Diamond status after $40K in purchases + one additional purchase in a calendar year ✦ Free night certificate (up to 40K points) after $60K in purchases + one additional purchase in a calendar year Noteworthy perks: Anniversary free night e-certificate good at IHG properties up to 40K points per night ✦ Ability to add an unlimited number of points to a free night certificate to book a higher-level hotel ✦ Fourth night free on award stays ✦ 20% discount on points purchases ✦ Platinum elite status ✦ Up to $50 in United TravelBank cash per year (must register your card with your United account) Learn more or apply

Quick Thoughts

Our Reasonable Redemption Value for IHG points is .62 cents each, which would make this welcome offer worth ~$1000, one of the most valuable for a Chase business cards on our Best Offers Page.

While that’s the value you can expect when not cherry-picking awards, I find that I’m often able to get much higher value by doing exactly that, and can usually get around .8cpp-1.0cpp. Regardless of how selective you are, this is a terrific welcome offer and absolutely worth going for if the IHG program suits your needs.

In addition to the welcome offer, the Premier Business card also comes with an annual free night certificate that’s awarded every card anniversary. IHG increased the utility of these certificates for Premier cardholders as part of an overhaul of their rewards program. Now, you can “top off” the certificates by adding an unlimited number of points as necessary in order to book a standard room reward at a property with a higher point redemption level.

I did this in Seville, Spain, where I redeemed 40K certificates for a property that was 70K points/night by adding an additional 30K pts/night from my account. This is a great feature and makes it much easier to max out the value of these certificates. To me, the cert is easily worth the $99 annual fee, making this card a keeper even after the the first year anniversary.

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