Hilton Credit Card $15K Annual Spending Sweet Spot
Hilton and American Express have a suite of four co-branded credit cards. There are pros and cons to each of them. Two of the cards offer the ability to earn free night certificates through spending, and in this post, I’d like to focus primarily on the mid-range personal card, which offers a free night award when you spend $15K in a year. Is that worth it?

Hilton and American Express have a suite of four co-branded credit cards. There are pros and cons to each of them. Two of the cards offer the ability to earn free night certificates through spending, and in this post, I’d like to focus primarily on the mid-range personal card, which offers a free night award when you spend $15K in a year. Is that worth it?